We may also use or disclose the personal information for another purpose such as to inform you of relevant updates and changes that may affect you or your business, to market to you, invite you to events that may interest you, to engage with your other adviser, to process payments, for delivery purposes, to administer your account and to keep records of transactions to assist in future enquiries and enhance our relationship with you.
If we consider it necessary, we may run credit checks on you or your business and may disclose your credit information to a credit reporting body.
These credit reporting bodies may include the information we disclose to them in reports provided to other credit providers to assist those credit providers in assessing your credit worthiness.
If you fail to meet your payment obligations in relation to the credit we provide you or if you commit a serious credit infringement, we may disclose this to one or more of the credit reporting bodies.
You can request that the credit reporting body not use your information for the purposes of pre-screening for direct marketing by another credit provider. You can also request the credit reporting body not use or disclose credit reporting information about you, if you believe on reasonable grounds that you have been, or are likely to be, a victim of fraud.
From time to time, we may disclose information to overseas recipients, including recipients in the United States of America, Singapore, Ireland, Germany, Japan, South America, South Korea, India and any other countries due to the location of our cloud provider, website host, mail servers and in order to back-up our data in third party data centres. We take reasonable steps to ensure this personal information is handled in a safe and secure manner.